Practical reading · Hypothetical example
Account currency: separate exchange rates, fees and gambling losses
Conversion can change a debit or receipt without being a gambling outcome. Keep currency, applied rate and fees for every transaction.

Define the rate direction
Write units: “€1 = 1.10 foreign units” means multiply euros by 1.10 to obtain that currency. Reverse conversion divides. A rate without units is ambiguous.
Calculate a hypothetical deposit
Assume €100 converted at 1.10 foreign units per euro, then a fee of two destination units: 108 units arrive. If €2 is charged before conversion, 107.80 arrive. Fee currency and timing matter.
Do not substitute a reference rate
ECB reference rates are informational, not a guaranteed transaction price. Use the provider receipt with date, effective rate and commissions. This example reproduces no current rate.
Separate reconciliation items
Choose a reporting currency and retain actual conversions over the same period. Do not compare euro deposits with dollar withdrawals without a method. Separate exchange variation, fees and gambling results; conversion does not make gambling profitable.
Practical reference
Compare the decisive details
Educational example: check the parameters of your own situation.
| Item | Check | Limit |
|---|---|---|
| Rate | Units and direction | Multiply or divide correctly |
| Fees | Currency and timing | Before or after conversion |
| Receipt | Actual debit | Not an indicative rate |
| Reconciliation | Common method | Separate exchange and gambling |
Continue with a useful action
Read the linked guide or use the tool, then check applicable conditions and sources.